ko44 Terms & Conditions — Clear and Simple

These Terms & Conditions ("Terms") form a legal agreement between the ko44 platform ("ko44", "we", "us") and the user ("you", "your"). By accessing ko44's website, mobile app, or any of its services, you are deemed to have accepted these Terms.

Ko44 is an international-standard online betting and gaming platform built for users in Bangladesh. Our goal is to deliver entertainment in an environment that is fully transparent, safe, and responsible. These Terms & Conditions define the scope of our services and the rights and obligations of all parties.

Ko44's Terms & Conditions may be updated periodically. We will post a notice on the platform for any changes, and significant updates will be communicated to your registered email address. Continued use of ko44 after changes take effect constitutes acceptance of the new terms.

• These Terms apply to all ko44 services — including Sports Betting, Live Casino, slots, and all other sections.
• Individual ko44 promotions and bonus offers may carry their own additional terms.
• The Bengali version of these Terms is considered the definitive version.

To open an account with ko44, you must provide accurate and complete information. Accounts created with false details may be closed at any time and any balance may be forfeited.

• Each person may only register one ko44 account — multiple accounts under the same name, address, device, or payment method are not permitted.
• The name, date of birth, and contact details provided at registration must be accurate.
• Keeping your account password confidential is your responsibility. Do not share your password with anyone.
• If you notice any suspicious activity on your account, contact ko44 support immediately.
• Ko44 may request additional documents for identity verification at any time.

After registration, ko44 may carry out a Know Your Customer (KYC) identity verification process. This may require a copy of your National ID, passport, or driving licence. Withdrawals may be put on hold until KYC is completed.

Ko44 strictly serves users aged 18 and above. Gambling by minors is prohibited by law, and ko44 enforces a zero-tolerance policy against it.

• You will be required to verify your age during registration.
• Ko44 may request age verification documents at any time. Failure to provide them will result in account suspension.
• If a user is identified as a minor, their account will be permanently closed and all deposited funds will be returned.
• If minors have access to your device, please use parental control software.

Ko44 offers Sports Betting, live betting, Live Casino, and slots. Each section has its own rules, but certain general terms apply across all categories.

• Once a bet is confirmed, it cannot be changed or cancelled — a "cash out" option may be available in certain cases.
• If a game or bet is cancelled due to a technical issue, ko44 will issue a full refund.
• Ko44 reserves the right to change odds; however, any bets already accepted will stand at the original odds.
• If an incorrect odds or a technical error is detected on a bet, ko44 reserves the right to void that bet.
• For Sports Betting outcomes, the decisions of the relevant international sports governing bodies are final.
• Minimum and maximum bet amounts are displayed individually for each game or event.

During live betting, odds may shift due to internet latency. ko44 reserves the right to void any live bet if the outcome has already been determined at the time the bet is placed.

Ko44 offers a variety of bonuses and promotions — including welcome bonuses, deposit bonuses, free bets, cashback, and loyalty rewards. Each bonus comes with specific terms that are clearly stated on the offer page.

• Bonuses generally require a wagering requirement (rollover) to be met — for example, a BDT 100 bonus with a 10x wager means you must place BDT 1,000 in bets.
• Using the same promotion more than once or across multiple accounts is strictly prohibited.
• Bonuses must typically be used within a set timeframe; any unused bonus will expire and be forfeited.
• Ko44 reserves the right to modify, suspend, or cancel any bonus at any time.
• Winnings generated from bonus funds are subject to wagering requirements before they can be withdrawn.
• If bonus abuse is suspected, ko44 may investigate and take appropriate action.

Ko44 supports deposits and withdrawals via bKash, Nagad, Rocket, and bank transfer. All financial transactions are secured with SSL encryption.

• Deposits are usually credited to your account instantly.
• Withdrawals are typically processed within 24 hours; bank transfers may take 3–5 business days.
• KYC verification must be completed before withdrawals can be made.
• Withdrawals can only be made to the same payment method used for the deposit.
• The minimum withdrawal amount varies by payment method — check the ko44 dashboard for details.
• If a suspicious transaction is detected, ko44 may temporarily hold a withdrawal and launch an investigation.
• In line with its Anti-Money Laundering (AML) policy, ko44 may require additional verification for large transactions.

Responsible gaming is a core principle at ko44. We believe gambling should be purely for entertainment — not a source of income. ko44 provides users with a range of tools and features to help them stay in control.

• Deposit limits: Set a daily, weekly, or monthly cap on how much you deposit.
• Bet limits: Control how much BDT you wager within a given period.
• Self-exclusion: Temporarily suspend your account for a set period.
• Reality check: Review your gaming time and spending at regular intervals.
• If you experience any issues, contact our support team — we're here to help.

To learn more about responsible gaming, visit our Responsible Gaming Page here.

The following activities are strictly prohibited on ko44. Violating these rules may result in permanent account closure and forfeiture of your balance.

• Creating or operating multiple accounts.
• Bonus system abuse or bonus arbitrage.
• Any form of fraud, hacking, or system manipulation.
• Money laundering or processing illegal funds through ko44.
• Using another person's account or payment method.
• Placing bets using automated bots or software.
• Using abusive or threatening language toward ko44 staff.
• Exploiting system errors or glitches to gain an unfair advantage.

Ko44 collects, stores, and uses your personal information solely to provide its services. We never sell your data to third parties.

• Your data is protected with international-standard encryption.
• Ko44 may share information with authorities only when required by law.
• You can request to view or delete your stored data at any time.

For more details, visit our Privacy Policy Read.

You can request to close your account at any time by contacting ko44 support. ko44 also reserves the right to close accounts for the following reasons.

• Breaching these Terms & Conditions.
• If identified as a minor.
• Involvement in fraud or illegal activities.
• Extended periods of inactivity (over 12 months).

Any pending withdrawals will be processed before an account is closed, unless the closure is due to fraud.

Ko44 reserves the right to update these Terms & Conditions as needed. Users will be given adequate notice before any significant changes take effect.

• Minor changes will be communicated via a notice on the platform.
• For significant changes, you will be notified at your registered email address at least 7 days in advance.
• Continued use of ko44 after any changes constitutes acceptance of the updated terms.